Mopay for Business
Built for Global.
Powered by Blockchain.
Compliance-first transaction rails, enabling businesses to move funds cross-border securely, instantly and seamlessly.
Sender
Singapore
−10,000 USDT
Recipient
Indonesia
+178,290,000 IDR
Solutions for businesses
Streamline Transactions with Lower Costs and Faster Settlements
Save up to 90% in fees
Traditional transfers stack fees and FX spreads you often can't see upfront. Mopay charges up to 35 bps, quoted before you send.
Move money within minutes
Banks pause after hours and take days to clear. Mopay runs 24/7 on stablecoin rails, landing IDR locally in under 5 minutes.
Embedded compliance and security
Others piece together IDR access through many partners. Mopay works with licensed partners end to end, with one audit trail.
Cost, Speed and Compliance Compared
| Compare |  | Banks (SWIFT) | Web3 wallet | Exchange platforms |
|---|---|---|---|---|
| Fees | Up to 35 bps | 3 to 5% | ~50 bps + FX | 20 to 80 bps |
| Settlement speed | Under 5 minutes | 2 to 5 days | Minutes, no IDR | Hours |
| Compliance | Licensed partners end to end | Per-bank coverage | No local IDR access | Manual, no audit trail |
Cross-border settlement use cases
Receive in IDR.
Disbursed Directly to Your Local Bank
Mopay's off-ramp solution empowers businesses and foreign entities to deploy global stablecoin liquidity (USDT/USDC) directly into the Indonesian economy by converting stables to IDR for local operational and disbursement needs.
Exporters
Get paid in stablecoins by foreign buyers, then receive rupiah locally.
Property developers
Turn stablecoins from foreign buyers into rupiah for land and construction.
Marketplaces & travel platforms
Pay Indonesian sellers, creators and hotels in rupiah from your stablecoin treasury.
Funds & family offices
Deploy capital in rupiah, then exit back to stablecoins.
Trade finance fintechs
Advance funds on invoices faster, with stablecoins as the bridge.
Logistics & freight
Pay freight, customs and agent commissions across currencies.
Product suite
Get Access to Our Tools to Optimize Your Money Movements
Dashboard Access
Run deposits, quotes and swaps from your browser, with a full team audit trail. No engineering needed, and add the API whenever you scale.
OTC Service
Custom pricing for large tickets with no upper limit, settled within 30 minutes. Named account managers cover Asian and European hours.
API Integration
Embed on-ramp and off-ramp in your product, with real-time webhooks for every transaction.
Use Your Crypto for Everyday Spending
Mopay is Indonesia's mobile app connecting crypto with everyday commerce in one seamless experience.
Pay with QRIS
Use QRIS as you already do, with no new transaction habits required.
FAQs
No. Mopay works with licensed partners end to end. Your company completes KYB with us, and transactions run through our licensed partners.
Request access
Tell Us More About Your Business
Four Quick Questions. We Map the Licensing and the Integration Before We Call You.